Government Backed | Tax-Free Returns
PPF Calculator
Calculate Public Provident Fund maturity with 15-year lock-in and extension options
Investment Details
Maximum: ₹1,50,000 per year
Minimum: 15 years (mandatory lock-in)
Current rate: 7.1% (Q4 FY 2024-25)
Important: PPF has a mandatory 15-year lock-in period. Extension available for 5 years at a time.
Plan Your PPF
Enter investment details to calculate returns
About PPF (Public Provident Fund)
Key Features
- Government backed scheme
- 15-year mandatory lock-in period
- Tax-free interest (EEE status)
- Minimum: ₹500/year, Maximum: ₹1.5 lakh/year
- Can extend for 5 years at a time
Tax Benefits
- • Deduction u/s 80C (up to ₹1.5 lakh)
- • Interest earned is tax-free
- • Maturity amount is tax-free
- • EEE (Exempt-Exempt-Exempt) status
Withdrawal Rules
- Partial withdrawal allowed from 7th year
- Loan available from 3rd to 6th year
- Premature closure allowed after 5 years (special cases)
Interest Rate History
- • Q4 FY 2024-25: 7.1%
- • Q3 FY 2024-25: 7.1%
- • Q2 FY 2024-25: 7.1%
- • Q1 FY 2024-25: 7.1%
*Interest rate is revised quarterly by Government of India