SIP Vs Lumpsum

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Compare investment strategies side by side

Total Investment (₹)

Expected Return (%/year)

Time Period (years)

Lumpsum

Better

₹3,10,585

Invested: ₹1,00,000 · Gain: ₹2,10,585

SIP (₹833/mo)

₹1,93,616

Invested: ₹1,00,000 · Gain: ₹93,616

💡 Insight

Lumpsum performs better when markets are rising consistently. Invest early for maximum compounding.

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Interest saved & new tenure after prepayment.

Estimate CIBIL score & tips to improve.

Assets minus liabilities = your net worth.

CI vs SI with daily/monthly/annual compounding.